Annuities

Deferred income product eligible for QLAC classification

Provides an increasing income option for clients who anticipate a greater income need later in retirement

Fixed index annuity with two guaranteed lifetime withdrawal benefits

Surrender-free FIA

8% guaranteed roll-up on living benefit value, and advisory fee does not impact benefit base

FIA with no market value adjustment

Surrender-free FIA with multiple participation rate strategies issued up to age 90

Accumulation-focused FIA featuring a BlackRock ESG index

FIA with ability to double income payments for up to 5 years with health-related trigger

FIA with free withdrawals and customizable interest-earning options

FIA with optional enhanced death benefit

Provides access to exclusive Avantis Barclays VC Index. No surrender charge

MYGA with 3- and 5-year duration and $10K minimum investment

MYGA with multiple durations, including a 2 year option for shorter-term investment

MYGA with 3, 5, and 7-year durations, three rate bands based on premium, and MVA

MYGA with 3–10-year durations, and three rate bands based on premium

4, 5, 7, and 10 year MYGA with a 1% interest rate enhancement in the first year.

MYGA with 5-year duration and $50K minimum investment

MYGA with 3-, 5-, and 7-year durations, and a $50K minimum investment

MYGA with 3- and 5-year duration and $25K minimum investment. No surrender, MVA only.

Provides a 4-year guaranteed interest rate, with no surrender charge

7-year fixed annuity with a GLWB

Issued up to age 95 with multiple annuitization options

Customizable growth opportunity and downside protection with guaranteed lifetime income

Surrender-free RILA with 9 indices

Offers a "dual crediting" strategy and an optional living benefit for income, while being fee-friendly 

Surrender-free RILA providing 1, 3, and 6-year terms with floor and buffer options. State availability varies.

Surrender-free RILA for managing short-term volatility

Surrender-free RILA with health-activated trigger, offering 1, 3, and 6-year terms

Offers Vanguard and DFA funds and includes ROP

No M&E annuity offers optional investment segments with defined protection, and an exclusion ratio on withdrawals

Several living and death benefit options with complete investor freedom

Flat-fee variable annuity with investment freedom and accumulation potential 

Features investment freedom and a living benefit with pricing based on the phase of the policy

ROP included in pricing, and living benefits can be added after issue

Advisory fee-friendly annuity with a guaranteed minimum withdrawal benefit

Allows advisory fee without impacting the living benefit value

Exclusion ratio applied on withdrawals without annuitization

Lowest-cost variable annuity on the market for accounts over $500K, includes Vanguard and DFA funds

Low-cost VA with an optional protected growth living benefit