MassMutual Ascend

Commitment to RIA Market

MassMutual Ascend is committed to going above and beyond – so when it comes to your clients' financial futures, the impossible feels possible. We pride ourselves as the go-to insurance carrier for investment advisors. From our comprehensive suite of fee-based annuities to our advanced integration capabilities, you’ll find that it’s simple to incorporate our insurance solutions into your investment advisory practice.

We’ve received an “A” or higher rating by AM Best for more than 40 years, so you and your clients can have confidence knowing we’ll be here when you need us. We are a wholly owned subsidiary of MassMutual, one of the largest life insurance companies in the U.S., founded in 1851. And finally, everything we do is rooted in a culture of service. From our people to our technology, we strive to always provide you and your clients with what you need, when you need it.

Technology Integrations

In addition to offering a comprehensive suite of fee-based annuities, MassMutual Ascend is making it easy for you to seamlessly integrate these solutions into your practice. We offer state-of-the-art tools and resources, including a Portfolio Simulator which allows you to build a hypothetical portfolio and analyze the impact of adding a fee-based annuity. In addition, we offer streamlined business processes that allow you to manage your clients’ annuity business at your fingertips.

Finally, we’ve built relationships with many of the top financial planning, portfolio management and reporting software companies, as well as data aggregation platforms, which allow you to receive detailed annuity values within the same software you are already using to manage client portfolios.

Investment Approach

As a proud subsidiary of MassMutual with more than five decades of experience, we are proud to offer customers a level of strength and stability they can count on for years to come. We take a long-term approach to managing our business that is focused on delivering value to our customers while maintaining the highest level of financial strength.

We are one of the most conservatively managed annuity providers in the marketplace. As of December 31, 2021, fixed income investments comprise approximately 88 percent of our invested assets, compared to the insurance industry average of approximately 76 percent.