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MYGA Marketplace

A MYGA, or Multi-Year Guaranteed Annuity, is a fixed annuity offering a guaranteed rate of return over a specific period of time. Consider MYGAs as a higher-yielding alternative to CDs or cash.

Current MYGAs and Rates

Rates are current as of July 22, 2024, and are subject to change at any time. Please confirm the most current rate with your DPL Consultant by calling 1-888-327-0049. As a consumer and/or advisor, you are responsible for understanding the rate when your contract is issued. DPL is not responsible for any variance related to an unexpected rate change by the Insurance Carrier.


The benefits of Commission-Free MYGAs
Bond Alternative

Generate reliable returns above today’s fixed income yields without introducing additional market risk in the portfolio.

Safety without Sacrifice

Provides a solution for clients seeking principal protection without moving to non-yielding cash.

Multiple Durations and Rates

Rates as high as 6.00%, with durations ranging from three to ten years

(rates subject to change).

David Lau
DPL launches MYGA Marketplace

Hear David Lau discuss the benefits of MYGAs and how DPL's MYGA Marketplace is a great resource for advisors looking for yield.

DPL's MYGA Marketplace

A MYGA, or Multi-Year Guaranteed Annuity, is a simple product that offers a guaranteed rate of return over a fixed period of time, ranging from 3 to 10 years.  In this video DPL's Founder and CEO, David Lau, announces DPL's first ever Commission-Free MYGA Marketplace and explains which clients would benefit from using a MYGA.

You can access the MYGA Marketplace here.



May 27, 2022
DPL Consultant Ross McGoodwin discusses how financial advisors are shifting their mindset around Commission-Free insurance...


Jun 03, 2022
DPL’s Lead Consultant, Ross McGoodwin, shares how DPL members can leverage solutions in the MYGA...


Nov 17, 2023
Misconception #1: “I won’t run out of money — I don’t want or need guaranteed...


Jun 08, 2022
Vice President of Member Success, Tim Rembowski, explains how the team brings value to financial...


Nov 24, 2021
A MYGA, or Multi-Year Guaranteed Annuity, is a simple product that offers a guaranteed rate...


Jun 07, 2022
Founder and CEO of DPL Financial Partners, David Lau, explains the benefits Commission-Free annuities provide...


Jan 26, 2020
DPL Consultant Ross McGoodwin gives us a Real World Case Study about how an advisor...

Case Study

Jan 24, 2023
Nola Kulig and her firm, Kulig Financial Advisors, integrated MYGAs as a fixed income allocation...


Jun 04, 2022
Vice President of Member Success, Tim Rembowski, explains how insurance companies can provide great rates...

Common Questions

Is it possible to get money back before the product duration is over?

In order to provide competitive guaranteed rates of return, MYGAs require duration and encourage clients remain invested via surrender schedules and market value adjustments. However, all options in DPL's MYGA Marketplace offer some amount of annual penalty-free withdrawal.

What MYGA options are available on DPL's platform?

DPL offers advisors a suite of MYGA products, with durations ranging from three to ten years, and rates of return based on initial premium.

What are the primary uses of a MYGA?

MYGAs can be used to protect principal while still providing a competitive rate of return. MYGAs can be useful for conservative clients wanting a to earn higher returns than a cash allocation, or for clients dissatisfied with current interest rates in comparable fixed income instruments.

How does a MYGA work?

A MYGA works similarly to a CD in that it provides a guaranteed rate of return for a specified duration. Like CDs, rates vary based on the amount invested and product duration.

Have more questions about Commission-Free MYGAs?

Call us at 888.327.0049 to speak to a DPL Consultant.