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Midland National®

Commitment to RIA Market

At Midland National, we understand the importance of a holistic approach in retirement planning. That’s why we’re specifically designing innovative, fee-based products that can help registered investment advisors plan for clients’ overall financial needs – retirement products with strong guaranteed income, and with unique features that can help them prepare for health-related events. We’re focused on what matters most, and believe doing the right thing for advisors and their clients is simply good business.

Technology Integrations

Integrating outside technology platforms within an advisor’s business can be critical. That's why we are continuously connecting with direct-feed partners to ensure we can adequately support their business needs. This includes avenues for deducting advisory fees from Midland National policies, and ways to connect with partners to deliver the reporting and billing functions advisors rely on.

Investment Approach

With over 110 years under our belt, our consistently high ratings for financial strength is a result of our conservative and disciplined investment strategy, our private ownership structure, and doing what’s right for our distribution partners and policyowners. Midland National plans to perpetuate itself for hundreds of years, not the next quarter or the next fiscal year. At Midland National we focus on the long term.

Standard & Poor's
A.M. Best

Sammons FinancialSM is the marketing name for Sammons® Financial Group, Inc.’s member companies, including Midland National® Life Insurance Company. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, Midland National® Life Insurance Company.

Insurance products issued by Midland National® Life Insurance Company, West Des Moines, Iowa. Product and features/options may not be available in all states or appropriate for all clients. See product materials and state availability chart for further details, specific features/options, and limitations by product and state.

The Midland National Capital IncomeSM is a fixed index annuity issued on base contract form AS202A/ICC19-AS201A or appropriate state variation including all applicable endorsements and riders.

"Income” or "lifetime income” refers to guaranteed payment of lifetime payment amounts (“LPAs”). It does not refer to interest credited to the contract. Advise clients to consult with their own tax professional regarding tax treatment of LPAs, which will vary according to individual circumstances.

Midland National® is rated "A+" (Superior) by A.M. Best - effective Aug. 7, 2019. "A+" is the second of 15 categories. S&P Global Ratings awarded its "A+" (Strong) rating for insurer financial strength on Feb. 26, 2009 and affirmed on May. 14, 2020 to Midland National® Life Insurance Company. The "A+" (Strong) rating, is the fifth highest out of 22 available ratings.

Fitch Ratings, a global leader in financial information services and credit ratings, on April 9, 2020, affirmed an Insurer Financial Strength rating of "A+" Stable for Midland National. This rating is the fifth highest of 19 possible rating categories. The rating reflects the organization’s strong business profile, low financial leverage, very strong statutory capitalization and strong operating profitability supported by strong investment performance. For more information access

More about Midland National®

Unexpected healthcare costs can be some of the biggest expenses a retiree incurs; Midland National's Capital Income FIA can help minimize that burden.

Tim Rembowski
Distribution Team Lead, DPL Financial Partners

We wanted to create a first-of-its-kind product to provide additional income during an unexpected health event—Midland National stepped up to build it.

David Lau
Founder and CEO, DPL Financial Partners

Advisors are searching for innovative solutions to help them plan holistically. It's what we've done for 110 years and what we'll continue to offer into the future.

Rob TeKolste
President, Midland National Independent Annuity Group

Get Started

To learn more about low-cost, Commission-Free solutions call us at 888.327.0049 and speak to a DPL consultant.