Annuities and Insurance

Customizable downside protection via four different blendable strategies

Surrender-free RILA with 9 indices

Surrender-free RILA providing 1, 3, and 6-year terms with floor and buffer options. State availability varies.

Customizable growth opportunity and downside protection with guaranteed lifetime income

Offers a "dual crediting" strategy and an optional living benefit for income, while being fee-friendly 

Surrender-free RILA for managing short-term volatility

Deferred income product eligible for QLAC classification

Surrender-free FIA

FIA with no market value adjustment

Surrender-free FIA with multiple participation rate strategies issued up to age 90

FIA with optional enhanced death benefit

FIA with ability to double income payments for up to 5 years with health-related trigger

Accumulation-focused FIA featuring a BlackRock ESG index

Fixed index annuity with two guaranteed lifetime withdrawal benefits

FIA with free withdrawals and customizable interest-earning options

Provides an increasing income option for clients who anticipate a greater income need later in retirement

Provides access to exclusive Avantis Barclays VC Index. No surrender charge

8% guaranteed roll-up on living benefit value, and advisory fee does not impact benefit base

MYGA with 3-, 5-, and 7-year durations, and a $50K minimum investment

MYGA with 3–10-year durations, and three rate bands based on premium

MYGA with 5-year duration and $50K minimum investment

MYGA with 3- and 5-year duration and $25K minimum investment. No surrender, MVA only.

MYGA with 3- and 5-year duration and $10K minimum investment

MYGA with multiple durations, including a 2 year option for shorter-term investment

MYGA with 3, 5, and 7-year durations, three rate bands based on premium, and MVA

Provides a 4-year guaranteed interest rate, with no surrender charge

4, 5, 7, and 10 year MYGA with a 1% interest rate enhancement in the first year.

Issued up to age 95 with multiple annuitization options

Exclusion ratio applied on withdrawals without annuitization

No M&E annuity offers optional investment segments with defined protection, and an exclusion ratio on withdrawals

Offers Vanguard and DFA funds and includes ROP

Several living and death benefit options with complete investor freedom

ROP included in pricing, and living benefits can be added after issue

Low-cost VA with an optional protected growth living benefit

Advisory fee-friendly annuity with a guaranteed minimum withdrawal benefit

Features investment freedom and a living benefit with pricing based on the phase of the policy

Allows advisory fee without impacting the living benefit value

Non-traditional investments within a tax-deferred account for the high-net-worth client

Lowest-cost variable annuity on the market for accounts over $500K, includes Vanguard and DFA funds

7-year fixed annuity with a GLWB