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Product List

DPL offers our members access to a wide range of low-cost, Commission-Free annuities and life insurance products from some of the nations top carriers.

Annuities

Type Carrier Name Rating DPL Insights
Deferred Income Annuity Integrity Life IncomeSource® Select AA-

Deferred income product eligible for QLAC classification

Fixed Index Annuity AIG Life & Retirement - Now Corebridge Financial Power Index Advisory® A+

Fixed index annuity with two guaranteed lifetime withdrawal benefits

Fixed Index Annuity Allianz Retirement Foundation ADV® AA

Provides an increasing income option for clients who anticipate a greater income need later in retirement

Fixed Index Annuity Jackson MarketProtector Advisory® A

Surrender-free FIA

Fixed Index Annuity MassMutual Ascend Index Protector 7℠ A+

8% guaranteed roll-up on living benefit value, and advisory fee does not impact benefit base

Fixed Index Annuity MassMutual Ascend Index Protector 4℠ A+

FIA with no market value adjustment

Fixed Index Annuity MassMutual Ascend Index Protector 5 MVA℠ A+

Surrender-free FIA with multiple participation rate strategies issued up to age 90

Fixed Index Annuity Midland National® Midland National Capital Income℠ A+

FIA with ability to double income payments for up to 5 years with health-related trigger

Fixed Index Annuity Midland National® IndexMax Adv℠ A+

Accumulation-focused FIA featuring a BlackRock ESG index

Fixed Index Annuity Pacific Life Pacific Index Advisory℠ AA-

FIA with optional enhanced death benefit

Fixed Index Annuity Security Benefit ClearLine A-

Provides access to exclusive Avantis Barclays VC Index

Multi-Year Guaranteed Annuity American Life Fee-Based MYGA

MYGA with 3- and 5-year duration and $10K minimum investment

Multi-Year Guaranteed Annuity Aspida Aspida Advisory MYGA

MYGA with multiple durations, including a 2 year option for shorter-term investment

Multi-Year Guaranteed Annuity Guaranty Income Life Insurance Company Guaranty Rate Lock™

MYGA with 3–10-year durations, and three rate bands based on premium

Multi-Year Guaranteed Annuity Integrity Life MultiVantage® AA-

4, 5, 7, and 10 year MYGA with a 1% interest rate enhancement in the first year.

Multi-Year Guaranteed Annuity MassMutual Ascend Advantage 5℠ Advisory A+

MYGA with 5-year duration and $50K minimum investment

Multi-Year Guaranteed Annuity Midland National® Oak ADVantage℠ A+

MYGA with 3-, 5-, and 7-year durations, and a $50K minimum investment

Multi-Year Guaranteed Annuity Pacific Life Pacific Harbor AA-

MYGA with 3- and 5-year duration and $25K minimum investment. No surrender, MVA only.

Multi-Year Guaranteed Annuity Security Benefit Advanced Choice A-

Provides a 4-year guaranteed interest rate

 

Fixed Annuity AIG Life & Retirement - Now Corebridge Financial Assured Edge® Advisory A+

7-year fixed annuity with a GLWB

Single Premium Immediate Annuity Integrity Life IncomeSource® AA-

Issued up to age 95 with multiple annuitization options

Registered Index Linked Annuity Allianz Index Advantage ADV® AA

Customizable downside protection via four different blendable strategies

Registered Index Linked Annuity Allianz Index Advantage Income ADV℠ AA

Customizable growth opportunity and downside protection with guaranteed lifetime income

Registered Index Linked Annuity Equitable Structured Capital Strategies® A+

Surrender-free RILA with 9 indices

Registered Index Linked Annuity Equitable Structured Capital Strategies® Income A+

Offers a "dual crediting" strategy and an optional living benefit for income

Registered Index Linked Annuity Jackson Market Link Pro Advisory A

Surrender-free RILA providing 1- and 6-year terms with floor and buffer options

Registered Index Linked Annuity MassMutual Ascend Index Achiever® Advisory A+

Surrender-free RILA for managing short-term volatility

Variable Annuity Ameritas Advisor No-Load VA A+

Offers Vanguard and DFA funds and includes ROP

Variable Annuity Equitable Investment Edge® 21 ADV A+

No M&E annuity offers optional investment segments with defined protection, and an exclusion ratio on withdrawals

Variable Annuity Jackson Perspective Advisory II® A

Several living and death benefit options with complete investor freedom

Variable Annuity Jackson Retirement Investment Annuity A

Features investment freedom and a living benefit with pricing based on the phase of the policy

Variable Annuity Lombard International Private Placement VA

Non-traditional investments within a tax-deferred account for the high-net-worth client

Variable Annuity Pacific Life Pacific Odyssey® AA-

ROP included in pricing, and living benefits can be added after issue

Variable Annuity Pacific Life Pacific Advisory Variable Annuity AA-

Advisory fee-friendly annuity with a guaranteed minimum withdrawal benefit

Variable Annuity Protective Protective Investors Benefit Advisory Variable Annuity AA

Allows advisory fee without impacting the living benefit value

Variable Annuity Security Benefit EliteDesigns® A-

Exclusion ratio applied on withdrawals without annuitization

Variable Annuity TIAA The Intelligent Variable Annuity® AA+

Lowest-cost variable annuity on the market for accounts over $500K, includes Vanguard and DFA funds

Variable Annuity Transamerica Variable Annuity I-Share II A+

Low-cost VA with an optional protected growth living benefit

Insurance

Type Carrier Name Rating DPL Insights
Disability Income Insurance Principal® Disability Income Insurance A+

Portable disability income insurance that provides for an individual if they are unable to work

Life Settlements Lighthouse Life Life Settlements

Purchases policyowner's life insurance policy at current market value

Term Life Insurance Principal® Term Life Insurance A+

A cost-effective solution for ensuring coverage with the option to convert to a permanent policy in the future

Variable Universal Life Insurance Ameritas Advisor II VUL A+

Low-cost VUL designed for tax-free income

Variable Universal Life Insurance Lombard International Private Placement VUL

Non-traditional investments designed for tax-efficient legacy wealth transfer

Have more questions about Commission-Free Annuities & Insurance?

Call us at 888.327.0049 to speak to a DPL Consultant.

DPL


©2022 DPL Financial Partners, LLC. All rights reserved.

DPL Financial Partners does business in the state of California as DPL Insurance Solutions
under California License #0M42434.

Securities offered through The Leaders Group, Inc. Member FINRA / SIPC
26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120 • 303-797-9080
DPL Financial Partners is not affiliated with The Leaders Group, Inc.

Check the background of this firm on FINRA’s BrokerCheck.

FOR REGISTERED INVESTMENT ADVISOR USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.