Once inaccessible to RIAs, the benefits of life insurance are now available through DPL—Commission-Free.
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Gain insight into how Commission-Free variable universal life can provide tax-free income, life insurance and legacy planning benefits.
DPL Consultant Nicole Benz discusses variable universal life insurance and how a commission-free solution helped a DPL member solve a client need.
Traditionally used as a means of income replacement, life insurance provides powerful possibilities with effective implementation. Through DPL, RIAs can now incorporate insurance as part of their clients' holistic financial plans, allowing additional tax-deferral, tax-free income, and wealth transfer efficiency for individuals, and new solutions for sophisticated business scenarios.
|Variable Universal Life Insurance||
Solves for Wealth Accumulation, Retirement Income
Variable Universal Life is a permanent life insurance policy where the cash value is invested in funds or fixed accounts providing opportunity for growth. Its structure allows for flexible premium payments and an adjustable death benefit, which can be impacted by the investment performance of the cash value. Because of its variable...
Solves for Retirement Income
Pruchases policyowner's life insurance policy at current market value
Insights and Resources
David Blanchett, head of retirement research for Morningstar’s Investment Management group, says that among the...
DPL Financial Partners' Sam Johnson explains how conversations with fee-only advisors have evolved over the...
DPL Consultant Nicole Benz discusses variable universal life insurance and how a commission-free solution helped...
Firms with UHNW clients can more efficiently fund retirement income by using annuities. Consultant Marcus...
David Blanchett, head of retirement research for Morningstar’s Investment Management group, and DPL’s David Lau...
David Blanchett, head of retirement research for Morningstar’s Investment Management group, talks with DPL’s David...
More and more advisors are joining DPL. David Lau explains the industry's reaction to what DPL...
In this short video, David Blanchett addresses the importance of guaranteed income and his belief...
To learn more about low-cost, Commission-Free solutions call us at 888.327.0049 and speak to a DPL consultant.