Once inaccessible to RIAs, the benefits of insurance are now available Commission Free through DPL. Insurance solutions can be used for legacy planning, income replacement, or exchanging existing policies for their current cash value.
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Gain insight into how Commission-Free insurance can provide tax-free income, life insurance and legacy planning benefits.
DPL Consultant Nicole Benz discusses how a commission-free solution helped a DPL member solve a client need.
Traditionally used as a means of income replacement, life insurance provides powerful possibilities with effective implementation. Through DPL, RIAs can now incorporate insurance as part of their clients' holistic financial plans, allowing additional tax-deferral, tax-free income, and wealth transfer efficiency for individuals, and new solutions for sophisticated business scenarios.
|Variable Universal Life Insurance||
Solves for Wealth Accumulation, Retirement Income, Legacy Planning
Variable Universal Life is a permanent life insurance policy where the cash value is invested in funds or fixed accounts providing opportunity for growth. Its structure allows for flexible premium payments and an adjustable death benefit, which can be impacted by the investment performance of the cash value. Because of its variable...
Solves for Retirement Income
Pruchases policyowner's life insurance policy at current market value
|Disability Income Insurance|
|Term Life Insurance|
Insights and Resources
David Blanchett, head of retirement research for Morningstar’s Investment Management group, talks with DPL’s David...
In this short video, David Blanchett addresses the importance of guaranteed income and his belief...
David Blanchett, head of retirement research for Morningstar’s Investment Management group, and DPL’s David Lau...
DPL Financial Partners' Sam Johnson explains how conversations with fee-only advisors have evolved over the...
Nicole Benz, Consultant, talks about how DPL tailors our approach for breakaway firms to be successful.
DPL Consultant Nicole Benz discusses variable universal life insurance and how a commission-free solution helped...
To learn more about low-cost, Commission-Free solutions call us at 888.327.0049 and speak to a DPL consultant.