Skip to main content

Evaluating Investments versus Insurance in Retirement

WADE PFAU
June 30, 2015

Retirement-income planning has emerged as a distinct field in the financial services profession. But because it is still relatively new, the best approach for building a retirement income plan remains elusive. In the past, I’ve described two fundamentally different philosophies for retirement-income planning: probability-based and safety-first. Those philosophies diverge on the critical issue of where an individual must place their trust: in the risk/reward tradeoffs of an equity portfolio, or on the contractual guarantee of insurance products.
 

Advisors Who Viewed This Also Viewed

Video

May 18, 2022

David Lau discusses the role of annuities in a retirement portfolio and why the 4%...

Video

Jan 24, 2022

DPL's Tim Rembowski shares solutions that advisors are using to help solve for the ongoing...

Video

Dec 07, 2021

Dependent on your client's specific goals and time horizon, some products may provide better payouts...

Video

Dec 08, 2021

Academic research shows that annuities can often be a more efficient means of generating retirement...

Case Study

Aug 03, 2021

Dan Rohlfing, Senior Financial Advisor at The Lantz Financial Team, was searching for ways to...

Webinar

Mar 10, 2021
In the past, clients nearing or in retirement could rely on traditional fixed income investments...

Video

Sep 29, 2020

Powered by DPL Financial Partners, the SS&C Advent Insurance Marketplace gives advisors direct integrated access...

Article

Jan 13, 2021

The financial insurance and annuity industries are multi-trillion-dollar industries, and they should be. These products are...

Article

Dec 28, 2020

With all the changes 2020 brought and a new year around the corner, it may...

DPL


©2022 DPL Financial Partners, LLC. All rights reserved.

DPL Financial Partners does business in the state of California as DPL Insurance Solutions
under California License #0M42434.

Securities offered through The Leaders Group, Inc. Member FINRA / SIPC
26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120 • 303-797-9080
DPL Financial Partners is not affiliated with The Leaders Group, Inc.

Check the background of this firm on FINRA’s BrokerCheck.

FOR REGISTERED INVESTMENT ADVISOR USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.