Tamiko Toland is Director, Retirement Markets for Toronto-based CANNEX. Her focus is the individual and institutional annuity market in the U.S. and Canada. CANNEX has long been known as the leading provider of income annuity pricing and now serves the entire scope of annuity products, including the evaluation of annuities with income guarantees. She is a thought leader with more than 15 years of experience tracking trends and key issues on retirement income, synthesizing commentary and analysis for broad audiences and specific clients. She is known for her dynamic presentations with a unique perspective on the industry and the forces that are shaping it