Bonds no longer can be relied upon to provide sufficient retirement income....now what?
With traditionally "safe" investments like bonds unable to generate income for retirees as they once did, investors are seeking yield in riskier investments that can compromise their retirement security. What does this mean for your readers?
In this virtual MasterClass for financial journalists, we'll walk through income scenarios that demonstrate the impact of low interest rates and increasing risk on retirement portfolios and discuss how retirees need to think about income before and after retirement, given today's investment realities.
In this educational webinar for financial journalists you'll learn:
- The historical context for today's fixed income yields and what to expect moving forward
- How low interest rates impact retirement plans, looking at a range of income scenarios
- New modeling tools that demonstrate and compare the income-generating potential of fixed income and low-cost annuities using current market return assumptions
Featured Speakers
Michael Finke, Ph.D., CFP® is a Professor and Frank M. Engle Distinguished Chair in Economic Security at The American College of Financial Services. Dr. Finke served as the editor of the Journal of Personal Finance and is a contributing editor at Investment Advisor magazine. He received a doctorate in consumer economics from the Ohio State University in 1998 and in finance from the University of Missouri in 2011. He was named to the 2013 and 2014 Investment Advisor IA25 list and the 2012 Investment News Power 20, and received the Montgomery Warschauer best paper award from the Journal of Financial Planning in 2013 and 2014, and the CFP Board Center for Financial Planning Best Paper Award in investments in 2017.
David Lau is the Founder and Chief Executive Officer of DPL Financial Partners, a firm focused on the distribution of financial products geared toward the Registered Investment Advisor (RIA) and fee-based advisory channels. Prior to founding DPL in 2014, David served as COO and architect of Jefferson National, a leading insurance carrier focused on RIAs and fee-based advisors. Earlier in his career, David helped build E*Trade Bank, and its predecessor Telebank, which was the nation’s first internet bank.
Retirement in the era of low interest rates
Bonds no longer can be relied upon to provide sufficient retirement income....now what?
