Help Clients Grow Wealth Efficiently
Growing wealth in preparation for retirement can be a priority for clients, yet a down market at the wrong time can delay or hinder their retirement plans. Many advisors don’t have the time or resources to manage a hedging program and many clients can’t afford to be heavily allocated to fixed income in low rate environments. Low-cost insurance products can strengthen your clients' portfolios by offering downside protection and additional tax deferral.
DPL offers investment-only variable annuity (IOVA) solutions as a low-cost means of bringing additional tax-advantaged investing to a client’s portfolio. These products are often used for:
- high income earners, or
- clients with large cash sums (whether from inheritances, employment bonuses or the sale of a business)
To maximize the benefits of tax deferral, advisors often invest tax-inefficient assets within these products (fixed income, funds with high turnover or alternatives). Additionally, accounts that are frequently traded make a great deal of sense to locate in a tax-deferred vehicle like an IOVA.
DPL works with leading carriers to offer Commission-Free investment-only VA solutions on the DPL platform:
- Great West
- Security Benefit
For a deeper dive, call 888-327-0049 to speak with one of our DPL consultants.